Study title
Impact analysis of the Health Insurance Law (KVG): Effects of the KVG on the insured persons
Ref study 6555
Study language German
Contributing institutions
  • Sozialpolitik
  • Gesundheit
  • Krankenversicherung
vor 1996/nach 1996
Geographical space
  • Switzerland
This project focuses on the effects of the Health Insurance Act (KVG) on the insured, i.e. the "influence of the law on the situation and behaviour of the insured" (Art. 32 KVV) was examined in more detail. A closer look was taken at those areas in which the KVG brings significant changes for the insured: insurance costs and vested termination benefits, basic insurance and benefits, insurance cost reduction, supplementary insurance. The political discussion surrounding health insurance also led to an analysis of the area of cost development/damping in the market. In addition, particular attention was paid to questions relating to information for the insured. The following dimensions are considered in more detail in the individual areas:
a) Facts (key socio-demographic data, current insurance situation, etc.): Here it was important to consider carefully which data was only of interest to the person interviewed and which to all members of the household (for example in the case of insurance cost reductions for household members).
b) assessment and decision criteria (e.g. for the choice of insurer or service provider).
c) behaviour (for example, behaviour after the introduction of the KVG with regard to supplementary insurance).
(d) Information: This dimension is slightly different from the other three. On the one hand, it is to be divided into sub-dimensions, and on the other it has a meta-level. The subdimensions are: Information level - Information needs/deficiencies - Information sources/information strategy (e.g. where the insured received the information on insurance cost reductions and how they obtained this information - satisfaction with the quality/quantity of the information received from the individual information sources).
Methods (description)
Je ein oder zwei Telefoninterviews mit 2'250 zufällig ausgewählten Haushalten in der ganzen Schweiz. Dauer: ca. 25 Min. Multivariate Auswertungen, Modellrechnungen.
Erhebungsverfahren: Standardisierte Befragung telefonisch
Grundgesamtheit: 2'250 zufällig ausgewählten Haushalten in der ganzen Schweiz
Methods (instruments)
Replicated study No
  • Peters, Matthias; Müller Verena und Luthiger, Philipp. 2001. Wirkungsanalyse KVG: Auswirkungen auf die Versicherten. Schriftenreihe des Bundesamtes für Sozialversicherung, 2001.
Financed by

Mandating institution(s)
  • Eidg. Departement des Innern - EDI, Bundesamt für Sozialversicherungen - BSV, Effingerstrasse 33, 3003 Bern
Ethical approval No
Study type
Data availability
Source (Updates)
Date created 27.04.2018
Date modified 27.04.2018
Start - End date 01.12.1999 - 28.01.2001